{
  "canonical_url": "https://lendb.ai/lo/keith-mckay-150966",
  "lede": {
    "text": "Based in Irvine, California, Keith McKay (NMLS 150966) is a mortgage loan officer at Prime Choice Funding Inc., licensed in California since 2010 and in Florida, Texas, Louisiana and 9 more states.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Keith licensed in California?",
      "a": "Yes. California regulator records list license 01700118 as active (verified 2026-10-24). LenDb has 12 other states on file for Keith.",
      "fields": [
        "licenses"
      ],
      "source": "California state regulator",
      "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
      "verified_at": "2026-10-24"
    },
    {
      "q": "What lender does Keith work for?",
      "a": "Prime Choice Funding Inc., company NMLS 117375, from the Irvine, CA office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Keith been licensed?",
      "a": "The earliest state license record LenDb holds for Keith is from July 8, 2010 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 150966,
    "slug": "keith-mckay-150966",
    "canonical_url": "https://lendb.ai/lo/keith-mckay-150966",
    "md_url": "https://lendb.ai/lo/keith-mckay-150966.md",
    "json_url": "https://lendb.ai/lo/keith-mckay-150966.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/150966",
    "full_name": {
      "value": "Keith McKay",
      "source": "state_regulator",
      "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Keith",
    "last_name": "McKay",
    "licensed_names": [
      {
        "name": "Keith McKay",
        "name_with_middle_initial": "Keith C. McKay",
        "first_name": "Keith",
        "middle_initial": "C",
        "last_name": "McKay",
        "states": [
          "AR",
          "CA",
          "CO",
          "DE",
          "FL",
          "LA",
          "MA",
          "MD",
          "NV",
          "OR",
          "PA",
          "TX",
          "WY"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-30"
      }
    ],
    "headshot_url": {
      "value": "https://www.primechoicefunding.com/wp-content/uploads/2025/09/Keith-McKay-300x300.png",
      "source": "state_regulator",
      "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "CEO & Founder",
      "source": "state_regulator",
      "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 117375,
      "lender_name": "Prime Choice Funding Inc.",
      "lender_slug": "prime-choice-funding-inc-117375",
      "branch_city": "Irvine",
      "branch_state": "CA",
      "branch_zip": "92606",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 117375,
        "lender_name": "Prime Choice Funding Inc.",
        "lender_slug": "prime-choice-funding-inc-117375",
        "branch_city": "Irvine",
        "branch_state": "CA",
        "branch_zip": "92606",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO7256",
        "status": "active",
        "issued_at": "2011-06-13",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2023-10-17",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01700118",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
      {
        "state": "LA",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "la"
      },
      {
        "state": "DE",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/",
        "verified_at": "2026-10-30",
        "confidence": "confirmed",
        "regulator": "de"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100502025",
        "status": "active",
        "issued_at": "2016-04-14",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=176246&contact=387625",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "co"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "50276",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "pa"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://securities.arkansas.gov/loans/nmls/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ar"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2010-07-31",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DOC150966",
        "status": "active",
        "issued_at": "2010-07-08",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO150966",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "WY",
        "license_type": "state_license",
        "license_number": "7100",
        "status": "active",
        "issued_at": "2018-04-13",
        "source": "state_regulator",
        "source_url": "https://wyomingbankingdivision.wyo.gov/",
        "verified_at": "2026-10-27",
        "confidence": "confirmed",
        "regulator": "wy"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-1196456",
        "status": "active",
        "issued_at": "2020-07-16",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2007",
        "source": "lender_site",
        "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "real estate broker",
        "source": "lender_site",
        "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Recognized among the nation's top mortgage originators and real estate professionals",
        "source": "lender_site",
        "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-31",
    "updated_at": "2026-10-31 20:06:23.660637+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/keith-mckay-150966#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.primechoicefunding.com/our-team/keith-mckay/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2010-07-08",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2010,
      "state": "CA"
    },
    "federal_registration": null
  }
}