{
  "canonical_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950",
  "lede": {
    "text": "Kelli Jo Pozsgai (NMLS 2715950) is a Mortgage Loan Officer II at First Mid Bank & Trust in Mattoon, Illinois.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Kelli Jo licensed?",
      "a": "Kelli Jo works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Kelli Jo work for?",
      "a": "First Mid Bank & Trust, company NMLS 411170, from the Mattoon, IL office, per the lender's own site (verified 2026-10-26).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2715950,
    "slug": "kelli-jo-pozsgai-2715950",
    "canonical_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950",
    "md_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950.md",
    "json_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2715950",
    "full_name": {
      "value": "Kelli Jo Pozsgai",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "first_name": "Kelli Jo",
    "last_name": "Pozsgai",
    "headshot_url": {
      "value": "https://www.firstmid.com/assets/files/Q0zGaaHC/KelliJo.Pozsgai_275x360.jpg",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Kelli Jo Pozsgai is a Mortgage Loan Officer II based in Mattoon, Illinois. They serve Effingham, Mattoon, Neoga, IL, and surrounding communities. They bring real estate experience from working on both sides of the transaction.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Mortgage Loan Officer II",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 411170,
      "lender_name": "First Mid Bank & Trust",
      "lender_slug": "first-mid-bank-trust-411170",
      "branch_city": "Mattoon",
      "branch_state": "IL",
      "branch_zip": "61938",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411170,
        "lender_name": "First Mid Bank & Trust",
        "lender_slug": "first-mid-bank-trust-411170",
        "branch_city": "Mattoon",
        "branch_state": "IL",
        "branch_zip": "61938",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Effingham, Mattoon, Neoga, IL, and surrounding communities",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "worked on both sides of the real estate transaction",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 13:20:18.911576+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}