---
canonical_url: https://lendb.ai/lo/kelly-bowman-cogdill-177737
json_url: https://lendb.ai/lo/kelly-bowman-cogdill-177737.json
nmls_id: 177737
last_verified: 2026-10-09
---

# Kelly Bowman-Cogdill

Loan Officer at Fairway Independent Mortgage Corporation, Orange Park, FL. NMLS ID 177737 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177737)).

**Summary:** Kelly Bowman-Cogdill (NMLS 177737) is Loan Officer at Fairway Independent Mortgage Corporation, based in Orange Park, FL. Licensed in Florida, confirmed with the state regulator (license LO33431). Earliest state license record: January 15, 2016 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 15, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- community: The Cole Team. Source: https://www.fairway.com/lo/kelly-bowmancogdill-177737, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33431 | active | confirmed | 2016-01-15 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Orange Park, FL. Source: https://www.fairway.com/lo/kelly-bowmancogdill-177737, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177737

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/kelly-bowmancogdill-177737
- Office phone and Email on file: shown at https://lendb.ai/lo/kelly-bowman-cogdill-177737#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/177737
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/kelly-bowmancogdill-177737

Cite as: Kelly Bowman-Cogdill (NMLS 177737), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/kelly-bowman-cogdill-177737, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._