---
canonical_url: https://lendb.ai/lo/kelly-durnell-191243
json_url: https://lendb.ai/lo/kelly-durnell-191243.json
nmls_id: 191243
last_verified: 2026-10-09
---

# Kelly Durnell

Sales Manager at Ruoff Mortgage, Fort Wayne, IN. NMLS ID 191243 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/191243)).

**Summary:** Kelly Durnell (NMLS 191243) is Sales Manager at Ruoff Mortgage, based in Fort Wayne, IN. Lists Indiana, Michigan, Ohio and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: October 17, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 17, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Fort Wayne-based sales leader and loan officer with expertise in sales leadership and business development. Passionate about driving customer relationships and team performance in the mortgage industry.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Indiana, Michigan, Ohio, Tennessee. Source: https://www.ruoff.com/KellyDurnell, verified 2026-10-09.
- credential: President's Club 3x Winner. Source: https://www.ruoff.com/KellyDurnell, verified 2026-10-09.
- credential: Ruoff Customer Experience Award (2 times). Source: https://www.ruoff.com/KellyDurnell, verified 2026-10-09.
- credential: Top Mortgage Lenders - Scotsman Guide. Source: https://www.ruoff.com/KellyDurnell, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114365 | expired | confirmed | 2022-10-17 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), Fort Wayne, IN. Source: https://www.ruoff.com/KellyDurnell, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/191243

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/KellyDurnell
- Office phone on file: shown at https://lendb.ai/lo/kelly-durnell-191243#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/191243
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/KellyDurnell

Cite as: Kelly Durnell (NMLS 191243), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/kelly-durnell-191243, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._