---
canonical_url: https://lendb.ai/lo/kelly-gentner-161322
json_url: https://lendb.ai/lo/kelly-gentner-161322.json
nmls_id: 161322
last_verified: 2026-10-09
---

# Kelly Gentner

Inside Loan Originator at CrossCountry Mortgage, Howell, MI. NMLS ID 161322 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/161322)).

**Summary:** Kelly Gentner (NMLS 161322) is Inside Loan Originator at CrossCountry Mortgage, based in Howell, MI. Lists Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: October 6, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 6, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/howell-mi-4584/kelly-gentner/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/howell-mi-4584/kelly-gentner/

## About

Kelly serves the Howell, MI community as a loan officer, providing guidance through home purchase and refinancing with expert advice and local market knowledge.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Howell, MI. Source: https://crosscountrymortgage.com/howell-mi-4584/kelly-gentner/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114055 | expired | confirmed | 2022-10-06 | state_regulator | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Howell, MI. Source: https://crosscountrymortgage.com/howell-mi-4584/kelly-gentner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/161322

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/howell-mi-4584/kelly-gentner/
- Email on file: shown at https://lendb.ai/lo/kelly-gentner-161322#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/161322
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/howell-mi-4584/kelly-gentner/

Cite as: Kelly Gentner (NMLS 161322), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kelly-gentner-161322, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._