--- canonical_url: https://lendb.ai/lo/kelly-sorenson-282350 json_url: https://lendb.ai/lo/kelly-sorenson-282350.json nmls_id: 282350 last_verified: 2026-10-16 --- # Kelly Sorenson Senior Mortgage Loan Officer at Bell Bank, White Bear Lake, MN. NMLS ID 282350 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282350)). Kelly Sorenson (NMLS 282350) is a Senior Mortgage Loan Officer at Bell Bank in White Bear Lake, Minnesota. Kelly's own profile lists down payment assistance, real estate investor and vacation home as a focus. **Summary:** Kelly Sorenson (NMLS 282350) is Senior Mortgage Loan Officer at Bell Bank, based in White Bear Lake, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Real estate investor, Vacation home and First-time buyer. Earliest state license record: October 26, 2001 (Wisconsin), per state regulator. States 30 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Kelly licensed? Kelly works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Kelly do down payment assistance? Kelly's profile lists down payment assistance as a focus (from their lender profile page). It also lists real estate investor, vacation home and first-time buyer. Source: https://bell.bank/mortgage/loan-officer/kellysorenson. ### What lender does Kelly work for? Bell Bank, company NMLS 419538, from the White Bear Lake, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/kellysorenson. ### How long has Kelly been licensed? The earliest state license record LenDb holds for Kelly is from October 26, 2001 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Kelly states 30 years of experience. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: October 26, 2001 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 30 (source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kellysorenson - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kellysorenson - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kellysorenson - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kellysorenson ## Facts from the lender page and intro - years_experience: 30. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. - credential: Platinum Club award. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. - credential: President Club award. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. - credential: Super Mortgage Professional award. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. - community: Pay It Forward. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. - community: Spare Key. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. - community: St Jude. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. - community: United Way. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | WI | Wisconsin regulator | state_license | 8563 | expired | confirmed | 2001-10-26 | state_regulator | 2026-10-21 | ## Employment history - ? to present: Bell Bank (NMLS 419538), White Bear Lake, MN. Source: https://bell.bank/mortgage/loan-officer/kellysorenson, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282350 ## Contact - linkedin_url: http://www.linkedin.com/in/kelly-sorenson-ba85611a (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/kellysorenson - Email on file: shown at https://lendb.ai/lo/kelly-sorenson-282350#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282350 - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://bell.bank/mortgage/loan-officer/kellysorenson Cite as: Kelly Sorenson (NMLS 282350), Bell Bank. LenDb.ai, https://lendb.ai/lo/kelly-sorenson-282350, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._