---
canonical_url: https://lendb.ai/lo/kenneth-debus-418571
json_url: https://lendb.ai/lo/kenneth-debus-418571.json
nmls_id: 418571
last_verified: 2026-10-09
---

# Ken Debus

Branch Manager at Union Home Mortgage, Troy, MI. NMLS ID 418571 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418571)).

**Summary:** Ken Debus (NMLS 418571) is Branch Manager at Union Home Mortgage, based in Troy, MI. Licensed in Florida, confirmed with the state regulator (license LO106797). Also lists Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and USDA loan. Licensed since 2022 (per Florida records). States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 13 (source: https://www.uhm.com/loan-officers/kdebus/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kdebus/
- **USDA loan** (`usda`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/kdebus/

## About

Ken has offered mortgages for 13 years, providing seamless delivery and on-time closings. He is knowledgeable in Fannie Mae, Freddie Mac, FHA, MSHDA and USDA loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 13. Source: https://www.uhm.com/loan-officers/kdebus/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO106797 | active | confirmed | 2022-04-28 | state_regulator | 2026-10-09 |
| MI | state_license | 418571 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Troy, MI. Source: https://www.uhm.com/loan-officers/kdebus/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418571

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/kdebus/
- Office phone and Email on file: shown at https://lendb.ai/lo/kenneth-debus-418571#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418571
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/kdebus/

Cite as: Ken Debus (NMLS 418571), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/kenneth-debus-418571, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._