{
  "canonical_url": "https://lendb.ai/lo/kenneth-lee-291318",
  "loan_officer": {
    "nmls_id": 291318,
    "slug": "kenneth-lee-291318",
    "canonical_url": "https://lendb.ai/lo/kenneth-lee-291318",
    "md_url": "https://lendb.ai/lo/kenneth-lee-291318.md",
    "json_url": "https://lendb.ai/lo/kenneth-lee-291318.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291318",
    "full_name": {
      "value": "Kenneth Lee",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "first_name": "Kenneth",
    "last_name": "Lee",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/2bZnoRmBdp2PL1dxV74sQbc850Jd4QUIkrGqhDmBeIA/191x275.jpg",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Kenneth Lee has 22 years of experience and is based in Fremont, California. They say they specialize in working with first-time buyers, investors and self-employed borrowers across the Tri-Valley and Tri-Cities areas. They say they have helped over 1,800 clients and are in the Chairman's Circle and President's Club.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "SVP of Mortgage Lending",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 22,
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 1598647,
      "lender_name": "Guaranteed Rate Affinity, LLC",
      "lender_slug": "guaranteed-rate-affinity-llc-1598647",
      "branch_city": "Fremont",
      "branch_state": "CA",
      "branch_zip": "94538",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1598647,
        "lender_name": "Guaranteed Rate Affinity, LLC",
        "lender_slug": "guaranteed-rate-affinity-llc-1598647",
        "branch_city": "Fremont",
        "branch_state": "CA",
        "branch_zip": "94538",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.64,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.52,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.19,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/kenneth-lee-940b5b58/",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "22",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Tri-Valley and Tri-Cities areas of California",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Chairman's Circle and President's Club",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Helped over 1,800 clients",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 09:20:01.935149+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kenneth-lee-291318#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/kenneth-lee-291318",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}