---
canonical_url: https://lendb.ai/lo/kenneth-lee-291318
json_url: https://lendb.ai/lo/kenneth-lee-291318.json
nmls_id: 291318
last_verified: 2026-10-15
---

# Kenneth Lee

SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Fremont, CA. NMLS ID 291318 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291318)).

**Summary:** Kenneth Lee (NMLS 291318) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Fremont, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Real estate investor and First-time buyer. States 22 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://www.grarate.com/loan-officers/kenneth-lee-291318, verified 2026-10-15)
- Licensed in: California (CA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.64, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.52, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.19, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318

## About

Kenneth Lee has 22 years of experience and is based in Fremont, California. They say they specialize in working with first-time buyers, investors and self-employed borrowers across the Tri-Valley and Tri-Cities areas. They say they have helped over 1,800 clients and are in the Chairman's Circle and President's Club.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318, verified 2026-10-15.
- service_area: Tri-Valley and Tri-Cities areas of California. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318, verified 2026-10-15.
- credential: Chairman's Circle and President's Club. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318, verified 2026-10-15.
- other: Helped over 1,800 clients. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Fremont, CA. Source: https://www.grarate.com/loan-officers/kenneth-lee-291318, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291318

## Contact

- linkedin_url: https://www.linkedin.com/in/kenneth-lee-940b5b58/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/kenneth-lee-291318
- Office phone and Email on file: shown at https://lendb.ai/lo/kenneth-lee-291318#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291318
- lender_site: https://www.grarate.com/loan-officers/kenneth-lee-291318
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kenneth Lee (NMLS 291318), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/kenneth-lee-291318, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._