---
canonical_url: https://lendb.ai/lo/kent-hayes-488999
json_url: https://lendb.ai/lo/kent-hayes-488999.json
nmls_id: 488999
last_verified: 2026-10-09
---

# Kent Hayes

Mortgage Branch Manager at U.S. Bank, Overland Park, KS. NMLS ID 488999 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/488999)).

**Summary:** Kent Hayes (NMLS 488999) is Mortgage Branch Manager at U.S. Bank, based in Overland Park, KS. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: New construction. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://mortgage.usbank.com/ks/overland-park/kent-hayes-488999

## Facts from the lender page and intro

- credential: Certified builder mortgage loan officer. Source: https://mortgage.usbank.com/ks/overland-park/kent-hayes-488999, verified 2026-10-09.
- service_area: Olathe KS, Lenexa KS. Source: https://mortgage.usbank.com/ks/overland-park/kent-hayes-488999, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: U.S. Bank (NMLS 402761), Overland Park, KS. Source: https://mortgage.usbank.com/ks/overland-park/kent-hayes-488999, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/488999

## Contact

- View profile at U.S. Bank: https://mortgage.usbank.com/ks/overland-park/kent-hayes-488999
- Office phone and Email on file: shown at https://lendb.ai/lo/kent-hayes-488999#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/488999
- lender_site: https://mortgage.usbank.com/ks/overland-park/kent-hayes-488999

Cite as: Kent Hayes (NMLS 488999), U.S. Bank. LenDb.ai, https://lendb.ai/lo/kent-hayes-488999, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._