---
canonical_url: https://lendb.ai/lo/keran-fears-256586
json_url: https://lendb.ai/lo/keran-fears-256586.json
nmls_id: 256586
last_verified: 2026-10-09
---

# Keran Fears

Branch Manager at American Pacific Mortgage, Hillsboro, MO. NMLS ID 256586 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256586)).

**Summary:** Keran Fears (NMLS 256586) is Branch Manager at American Pacific Mortgage, based in Hillsboro, MO. Lists Illinois, Kansas and Missouri on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Renovation loan (203k / HomeStyle). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.apmortgage.com/keran-fears, verified 2026-10-09)
- Licensed in: Illinois (IL, lender_reported), Kansas (KS, lender_reported), Missouri (MO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/keran-fears
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/keran-fears

## About

Keran brings over 30 years of mortgage industry experience, specializing in first-time buyers, reverse mortgages, and 203K renovation loans. Active community volunteer and board member.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.
- credential: Top Producer Award for past 10 years. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.
- credential: Chamber of Commerce - Business of the Year. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.
- credential: Lions Humanitarian Award - Melvin P Jones. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.
- credential: Southern Gateway Association of Realtors - Affiliate of the Year. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.
- community: Donated time for 8 years taking Christmas and Easter photos for foster children in County. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.
- community: Actively volunteers for community events and donates services. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.
- community: Serves on the board of the Chamber of Commerce. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Hillsboro, MO. Source: https://www.apmortgage.com/keran-fears, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256586

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/keran-fears
- Office phone and Email on file: shown at https://lendb.ai/lo/keran-fears-256586#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256586
- lender_site: https://www.apmortgage.com/keran-fears

Cite as: Keran Fears (NMLS 256586), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/keran-fears-256586, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._