{
  "canonical_url": "https://lendb.ai/lo/kerry-donovan-1708267",
  "lede": {
    "text": "Kerry Donovan (NMLS 1708267) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Florida since 2021 and in Massachusetts.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Kerry licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO94973 as active, first effective September 22, 2021 (verified 2026-10-15). LenDb has 5 other states on file for Kerry.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Kerry work for?",
      "a": "Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Kerry been licensed?",
      "a": "The earliest state license record LenDb holds for Kerry is from September 22, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1708267,
    "slug": "kerry-donovan-1708267",
    "canonical_url": "https://lendb.ai/lo/kerry-donovan-1708267",
    "md_url": "https://lendb.ai/lo/kerry-donovan-1708267.md",
    "json_url": "https://lendb.ai/lo/kerry-donovan-1708267.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1708267",
    "full_name": {
      "value": "Kerry Donovan",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Kerry",
    "last_name": "Donovan",
    "licensed_names": [
      {
        "name": "Kerry Donovan",
        "name_with_middle_initial": "Kerry J. Donovan",
        "first_name": "Kerry",
        "middle_initial": "J",
        "last_name": "Donovan",
        "states": [
          "FL",
          "MA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Kerry Donovan is a Loan Officer with Blue Water Mortgage who has been in the mortgage industry since 2018. They are licensed in NH, ME, MA, VT, FL and SC. Their profile says they enjoy traveling to warm places, live music and time with their family.",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 1291,
      "lender_name": "Blue Water Mortgage, LLC",
      "lender_slug": "blue-water-mortgage-llc-1291",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1291,
        "lender_name": "Blue Water Mortgage, LLC",
        "lender_slug": "blue-water-mortgage-llc-1291",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO94973",
        "status": "active",
        "issued_at": "2021-09-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO1708267",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "VT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/kerrydonovan/",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2018",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 16:15:12.471355+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kerry-donovan-1708267#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/kerry-donovan/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-09-22",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}