---
canonical_url: https://lendb.ai/lo/kevin-goines-2233236
json_url: https://lendb.ai/lo/kevin-goines-2233236.json
nmls_id: 2233236
last_verified: 2026-10-09
---

# Kevin Goines

Loan Officer at CrossCountry Mortgage, Tinton Falls, NJ. NMLS ID 2233236 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2233236)).

**Summary:** Kevin Goines (NMLS 2233236) is Loan Officer at CrossCountry Mortgage, based in Tinton Falls, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Non-QM loan, Real estate investor, Reverse mortgage and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/
- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/

## About

Kevin specializes in first-time homebuyers, VA, non-QM, reverse and investor loans, helping clients of different careers and incomes find the right loan product.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Tinton Falls, NJ. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Tinton Falls, NJ. Source: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2233236

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/
- Office phone and Email on file: shown at https://lendb.ai/lo/kevin-goines-2233236#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2233236
- lender_site: https://crosscountrymortgage.com/tinton-falls-nj-3864/kevin-goines/

Cite as: Kevin Goines (NMLS 2233236), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kevin-goines-2233236, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._