{
  "canonical_url": "https://lendb.ai/lo/kevin-huynh-2441459",
  "lede": {
    "text": "Kevin Huynh, NMLS 2441459, works as a Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) in Houston, Texas and is licensed in Florida. Kevin's lender page shows a focus on FHA loan, HELOC and VA loan, and Kevin speaks Vietnamese and works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties",
      "languages",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Kevin licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO132529 as active, first effective October 14, 2024 (verified 2026-10-15).",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Kevin do FHA loans?",
      "a": "Kevin's profile lists FHA loan as a focus (from their lender profile page). It also lists HELOC, VA loan and jumbo loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Kevin work for, and is it FHA-approved?",
      "a": "JPMorgan Chase Bank (Chase Home Lending), company NMLS 399798, from the Houston, TX office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What languages does Kevin speak?",
      "a": "Vietnamese, per their lender page (verified 2026-10-26).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How long has Kevin been licensed?",
      "a": "The earliest state license record LenDb holds for Kevin is from October 11, 2024 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2441459,
    "slug": "kevin-huynh-2441459",
    "canonical_url": "https://lendb.ai/lo/kevin-huynh-2441459",
    "md_url": "https://lendb.ai/lo/kevin-huynh-2441459.md",
    "json_url": "https://lendb.ai/lo/kevin-huynh-2441459.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2441459",
    "full_name": {
      "value": "Kevin Huynh",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    "first_name": "Kevin",
    "last_name": "Huynh",
    "headshot_url": {
      "value": "http://a.mktgcdn.com/p/oA5vvvDcbNpswg9vzcwuAZmLbBaUtjM8GRWkJS2XmxM/722x1083.jpg",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    "bio": null,
    "title": {
      "value": "Senior Home Lending Advisor",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [
        "vi"
      ],
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 399798,
      "lender_name": "JPMorgan Chase Bank (Chase Home Lending)",
      "lender_slug": "chase-399798",
      "branch_city": "Houston",
      "branch_state": "TX",
      "branch_zip": "77019",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399798,
        "lender_name": "JPMorgan Chase Bank (Chase Home Lending)",
        "lender_slug": "chase-399798",
        "branch_city": "Houston",
        "branch_state": "TX",
        "branch_zip": "77019",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO132529",
        "status": "active",
        "issued_at": "2024-10-14",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2441459",
        "status": "inactive",
        "issued_at": "2024-10-11",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.12,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "The Houston Area",
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 06:55:00.470028+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kevin-huynh-2441459#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/tx/houston/1935-w-gray-st-hla-2441459",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2024-10-11",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2024,
      "state": "CA"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}