---
canonical_url: https://lendb.ai/lo/kevin-kruse-278663
json_url: https://lendb.ai/lo/kevin-kruse-278663.json
nmls_id: 278663
last_verified: 2026-10-15
---

# Kevin Kruse

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Bradenton, FL. NMLS ID 278663 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278663)).

**Summary:** Kevin Kruse (NMLS 278663) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Bradenton, FL. Licensed in Florida, confirmed with the state regulator (license LO31421). Earliest state license record: September 1, 2015 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 1, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Kevin has worked in the mortgage industry since 2000 and takes particular satisfaction in helping first-time buyers. Outside work, Kevin enjoys fishing, boating and time with four grandchildren.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 2000. Source: https://www.grarate.com/loan-officers/kevin-kruse-278663, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO31421 | active | confirmed | 2015-09-01 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Bradenton, FL. Source: https://www.grarate.com/loan-officers/kevin-kruse-278663, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278663

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/kevin-kruse-278663
- Office phone and Email on file: shown at https://lendb.ai/lo/kevin-kruse-278663#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278663
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/kevin-kruse-278663
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kevin Kruse (NMLS 278663), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/kevin-kruse-278663, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._