---
canonical_url: https://lendb.ai/lo/kevin-oh-1985037
json_url: https://lendb.ai/lo/kevin-oh-1985037.json
nmls_id: 1985037
last_verified: 2026-10-09
---

# Kevin Oh

Senior Loan Officer at Loan Factory. NMLS ID 1985037 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1985037)).

**Summary:** Kevin Oh (NMLS 1985037) is Senior Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO151121). Also lists California and Georgia on the lender page (not yet checked with the state regulator). Speaks English and Korean. Licensed since 2026 (per Florida records). States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://www.loanfactory.com/mortgage-expert/kevin-oh-1985037, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Korean
- Profile: unclaimed
- Status: active

## Specialties


## About

Kevin Oh has over 10 years of experience in finance and is fluent in English and Korean, serving diverse clientele with customized loan solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.loanfactory.com/mortgage-expert/kevin-oh-1985037, verified 2026-10-09.
- credential: NMLS-Certified Mortgage Loan Originator (MLO). Source: https://www.loanfactory.com/mortgage-expert/kevin-oh-1985037, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO151121 | active | confirmed | 2026-09-22 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/kevin-oh-1985037, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1985037

## Contact

- linkedin_url: https://www.linkedin.com/in/changjinoh/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/kevin-oh-1985037

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1985037
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/kevin-oh-1985037

Cite as: Kevin Oh (NMLS 1985037), Loan Factory. LenDb.ai, https://lendb.ai/lo/kevin-oh-1985037, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._