{
  "canonical_url": "https://lendb.ai/lo/kevin-parham-131401",
  "lede": {
    "text": "Based in Chesterton, Indiana, Kevin Parham (NMLS 131401) is a Vice President of Mortgage Lending at CME Lending Group LLC, licensed in Illinois since 2023. Kevin works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Kevin licensed in Indiana?",
      "a": "CME Lending Group LLC's page for Kevin lists Indiana. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Kevin.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Kevin work for, and is it FHA-approved?",
      "a": "CME Lending Group LLC, company NMLS 1248883, from the Chesterton, IN office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Kevin been licensed?",
      "a": "The earliest state license record LenDb holds for Kevin is from April 12, 2023 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Illinois state regulator",
      "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
      "verified_at": "2026-10-28"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 131401,
    "slug": "kevin-parham-131401",
    "canonical_url": "https://lendb.ai/lo/kevin-parham-131401",
    "md_url": "https://lendb.ai/lo/kevin-parham-131401.md",
    "json_url": "https://lendb.ai/lo/kevin-parham-131401.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/131401",
    "full_name": {
      "value": "Kevin Parham",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Kevin",
    "last_name": "Parham",
    "headshot_url": {
      "value": "https://themortgageexchange.com/clients/2915/uploads/2024/05/Parham-headshot.jpg",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Kevin Parham is a Vice President of Mortgage Lending licensed in Indiana and Illinois. Their profile says they have been in the mortgage industry since 2005 and help clients purchase homes in Indiana and Illinois. They also enjoy time with family and racing cars.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Vice President of Mortgage Lending",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 1248883,
      "lender_name": "CME Lending Group LLC",
      "lender_slug": "cme-lending-group-llc-1248883",
      "branch_city": "Chesterton",
      "branch_state": "IN",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1248883,
        "lender_name": "CME Lending Group LLC",
        "lender_slug": "cme-lending-group-llc-1248883",
        "branch_city": "Chesterton",
        "branch_state": "IN",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://themortgageexchange.com/team-member/kevin-parham/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0081629",
        "status": "active",
        "issued_at": "2023-04-12",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2005",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-28",
    "updated_at": "2026-10-28 14:33:10.461673+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kevin-parham-131401#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/kevin-parham/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2023-04-12",
      "state": "IL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "IL"
    },
    "federal_registration": null
  }
}