---
canonical_url: https://lendb.ai/lo/kevin-smith-319521
json_url: https://lendb.ai/lo/kevin-smith-319521.json
nmls_id: 319521
last_verified: 2026-10-24
---

# Kevin Smith

Loan officer at AdvantageFirst Lending Inc.. NMLS ID 319521 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/319521)).

Kevin Smith (NMLS 319521) is a mortgage loan officer at AdvantageFirst Lending Inc., licensed in California since 2011 and in Oregon. Kevin works at an FHA-approved lender, per HUD.

**Summary:** Kevin Smith (NMLS 319521) is a loan officer at AdvantageFirst Lending Inc.. Licensed in 2 states confirmed with state regulators: Oregon and California. Earliest state license record: March 21, 2011 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Kevin licensed in Oregon?

Yes. Oregon regulator records list a license as active, first effective March 9, 2016 (verified 2026-10-20). LenDb has 1 other state on file for Kevin. Source: https://dfr.oregon.gov/.

### What lender does Kevin work for, and is it FHA-approved?

AdvantageFirst Lending Inc., company NMLS 1209177, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://dfpi.ca.gov/.

### How long has Kevin been licensed?

The earliest state license record LenDb holds for Kevin is from March 21, 2011 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: March 21, 2011 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Kevin R. Smith (CA, OR, as of 2026-10-22)
- Licensed in: Oregon (OR, confirmed), California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2016-03-09 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC319521 | active | confirmed | 2011-03-21 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: AdvantageFirst Lending Inc. (NMLS 1209177). Source: https://dfpi.ca.gov/, verified 2026-10-23.
- ? to present: Ladera Lending, Inc. (NMLS 835555). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/319521

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/319521
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kevin Smith (NMLS 319521), AdvantageFirst Lending Inc.. LenDb.ai, https://lendb.ai/lo/kevin-smith-319521, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._