{
  "canonical_url": "https://lendb.ai/lo/kevin-varbel-2729776",
  "loan_officer": {
    "nmls_id": 2729776,
    "slug": "kevin-varbel-2729776",
    "canonical_url": "https://lendb.ai/lo/kevin-varbel-2729776",
    "md_url": "https://lendb.ai/lo/kevin-varbel-2729776.md",
    "json_url": "https://lendb.ai/lo/kevin-varbel-2729776.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2729776",
    "full_name": {
      "value": "Kevin Varbel",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/kevin-varbel/",
      "verified_at": "2026-10-11"
    },
    "first_name": "Kevin",
    "last_name": "Varbel",
    "headshot_url": {
      "value": "https://neighborhoodloans.com/wp-content/uploads/2025/08/Kevin-Varbel.jpg",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/kevin-varbel/",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Kevin Varbel is based in Wichita, Kansas, and brings over two decades of home remodeling and rental property experience to mortgage lending. They began lending under the mentorship of Jeff Torkelson.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/kevin-varbel/",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/kevin-varbel/",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/kevin-varbel/",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 222982,
      "lender_name": "Neighborhood Loans",
      "lender_slug": "neighborhood-loans-222982",
      "branch_city": "Wichita",
      "branch_state": "KS",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://neighborhoodloans.com/kevin-varbel/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/kevin-varbel/",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 222982,
        "lender_name": "Neighborhood Loans",
        "lender_slug": "neighborhood-loans-222982",
        "branch_city": "Wichita",
        "branch_state": "KS",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://neighborhoodloans.com/kevin-varbel/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/kevin-varbel/",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "Two decades of experience in home remodeling and rental property ownership",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/kevin-varbel/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "other",
        "value": "Began lending under mentorship of Jeff Torkelson",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/kevin-varbel/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "education",
        "value": "Wichita State University graduate",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/kevin-varbel/",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 04:55:07.846841+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kevin-varbel-2729776#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/kevin-varbel/",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}