---
canonical_url: https://lendb.ai/lo/kevin-yamaya-400490
json_url: https://lendb.ai/lo/kevin-yamaya-400490.json
nmls_id: 400490
last_verified: 2026-10-16
---

# Kevin Yamaya

Senior Mortgage Banker at Bell Bank, Maple Grove, MN. NMLS ID 400490 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400490)).

Based in Maple Grove, Minnesota, Kevin Yamaya (NMLS 400490) is a Senior Mortgage Banker at Bell Bank. Kevin's focus, from their own profile, includes down payment assistance, construction loan and renovation loan (203k / HomeStyle).

**Summary:** Kevin Yamaya (NMLS 400490) is Senior Mortgage Banker at Bell Bank, based in Maple Grove, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Construction loan, Renovation loan (203k / HomeStyle) and First-time buyer. Last verified 2026-10-16.

## Quick answers

### Is Kevin licensed?

Kevin works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Kevin do down payment assistance?

Kevin's profile lists down payment assistance as a focus (from their lender profile page). It also lists construction loan, renovation loan (203k / HomeStyle) and first-time buyer. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya.

### What lender does Kevin work for?

Bell Bank, company NMLS 419538, from the Maple Grove, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/kevinyamaya.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya
- **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya

## Facts from the lender page and intro

- credential: Multi-year Super Mortgage Professional. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya, verified 2026-10-16.
- credential: Bell Platinum Club and Bell President's Club Winner. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya, verified 2026-10-16.
- credential: Top Mortgage Team since 2022. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bell Bank (NMLS 419538), Maple Grove, MN. Source: https://bell.bank/mortgage/loan-officer/kevinyamaya, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400490

## Contact

- linkedin_url: https://www.linkedin.com/in/mortgageyamaya/ (source: lender_site, verified 2026-10-16)
- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/kevinyamaya
- Email on file: shown at https://lendb.ai/lo/kevin-yamaya-400490#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400490
- lender_site: https://bell.bank/mortgage/loan-officer/kevinyamaya

Cite as: Kevin Yamaya (NMLS 400490), Bell Bank. LenDb.ai, https://lendb.ai/lo/kevin-yamaya-400490, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._