---
canonical_url: https://lendb.ai/lo/khadija-mirza-398414
json_url: https://lendb.ai/lo/khadija-mirza-398414.json
nmls_id: 398414
last_verified: 2026-10-09
---

# Khadija Mirza

SVP of Mortgage Lending at CrossCountry Mortgage, Walnut Creek, CA. NMLS ID 398414 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/398414)).

**Summary:** Khadija Mirza (NMLS 398414) is SVP of Mortgage Lending at CrossCountry Mortgage, based in Walnut Creek, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Self-employed, Jumbo loan and Real estate investor. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/

## About

Khadija joined the mortgage industry in 2006 and specializes in Non-QM loans for self-employed borrowers. Named 2026 Scotsman Guide Top Originator with $93 million in loan volume.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2006. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/, verified 2026-10-09.
- credential: 2026 Scotsman Guide Top Originator. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/, verified 2026-10-09.
- service_area: Hollywood, Pacific Beach, San Ramon, Danville, Walnut Creek, CA. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Walnut Creek, CA. Source: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/398414

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/
- Office phone and Email on file: shown at https://lendb.ai/lo/khadija-mirza-398414#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/398414
- lender_site: https://crosscountrymortgage.com/walnut-creek-ca-4420/khadija-mirza/

Cite as: Khadija Mirza (NMLS 398414), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/khadija-mirza-398414, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._