---
canonical_url: https://lendb.ai/lo/khadija-rivera-2011421
json_url: https://lendb.ai/lo/khadija-rivera-2011421.json
nmls_id: 2011421
last_verified: 2026-10-09
---

# Khadija Rivera

Mortgage Loan Officer at Loan Factory, GA. NMLS ID 2011421 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2011421)).

**Summary:** Khadija Rivera (NMLS 2011421) is Mortgage Loan Officer at Loan Factory, based in Georgia. Lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/khadija-rivera-2011421

## About

Khadija Rivera has been in the mortgage and real estate industry since 2008, starting as a Realtor before becoming a licensed mortgage loan officer. She holds dual licenses in both fields and serves underserved communities with a focus on down payment assistance and credit education.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2008. Source: https://www.loanfactory.com/mortgage-expert/khadija-rivera-2011421, verified 2026-10-09.
- role: Started as a Realtor, then became a mortgage loan officer. Source: https://www.loanfactory.com/mortgage-expert/khadija-rivera-2011421, verified 2026-10-09.
- community: Serves underserved communities with focus on financial independence. Source: https://www.loanfactory.com/mortgage-expert/khadija-rivera-2011421, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO93333 | expired | confirmed | 2021-08-23 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), GA. Source: https://www.loanfactory.com/mortgage-expert/khadija-rivera-2011421, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2011421

## Contact

- linkedin_url: https://www.linkedin.com/in/khadija-rivera-b5416075/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/khadija-rivera-2011421

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2011421
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/khadija-rivera-2011421

Cite as: Khadija Rivera (NMLS 2011421), Loan Factory. LenDb.ai, https://lendb.ai/lo/khadija-rivera-2011421, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._