---
canonical_url: https://lendb.ai/lo/kim-fernandez-1901745
json_url: https://lendb.ai/lo/kim-fernandez-1901745.json
nmls_id: 1901745
last_verified: 2026-10-09
---

# Kim Fernandez

Loan Officer at Guild Mortgage, Las Vegas, NV. NMLS ID 1901745 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1901745)).

**Summary:** Kim Fernandez (NMLS 1901745) is Loan Officer at Guild Mortgage, based in Las Vegas, NV. Lists Arizona, California, Nevada, Oregon, Tennessee, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer and Real estate investor. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/nv/lasvegas/kim-fernandez-397-vgkf.html
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/nv/lasvegas/kim-fernandez-397-vgkf.html
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/nv/lasvegas/kim-fernandez-397-vgkf.html

## About

Mortgage lender specializing in helping first-time homebuyers access down payment assistance and guiding investors toward creative financing solutions. Licensed in Nevada, California, Arizona, Washington, Oregon, Texas, and Tennessee.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Las Vegas, Nevada; also licensed in California, Arizona, Washington, Oregon, Texas, and Tennessee. Source: https://branches.guildmortgage.com/nv/lasvegas/kim-fernandez-397-vgkf.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Las Vegas, NV. Source: https://branches.guildmortgage.com/nv/lasvegas/kim-fernandez-397-vgkf.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1901745

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/nv/lasvegas/kim-fernandez-397-vgkf.html
- Office phone and Email on file: shown at https://lendb.ai/lo/kim-fernandez-1901745#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1901745
- lender_site: https://branches.guildmortgage.com/nv/lasvegas/kim-fernandez-397-vgkf.html

Cite as: Kim Fernandez (NMLS 1901745), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/kim-fernandez-1901745, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._