---
canonical_url: https://lendb.ai/lo/kim-mello-20340
json_url: https://lendb.ai/lo/kim-mello-20340.json
nmls_id: 20340
last_verified: 2026-10-16
---

# Kim Mello

Mortgage Loan Officer at Bangor Savings Bank, Andover, MA. NMLS ID 20340 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/20340)).

Based in Andover, Massachusetts, Kim Mello (NMLS 20340) is a Mortgage Loan Officer at Bangor Savings Bank.

**Summary:** Kim Mello (NMLS 20340) is Mortgage Loan Officer at Bangor Savings Bank, based in Andover, MA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Kim licensed?

Kim works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Kim work for?

Bangor Savings Bank, company NMLS 449200, from the Andover, MA office, per the lender's own site (verified 2026-10-16). Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/kim-mello/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- credential: #3 Top Lender in Essex County for MassHousing in 2025. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/kim-mello/, verified 2026-10-16.
- other: Helps homebuyers access affordable homeownership through MassHousing programs. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/kim-mello/, verified 2026-10-16.
- service_area: Massachusetts, New Hampshire, Rhode Island. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/kim-mello/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bangor Savings Bank (NMLS 449200), Andover, MA. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/kim-mello/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/20340

## Contact

- View profile at Bangor Savings Bank: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/kim-mello/
- Office phone and Email on file: shown at https://lendb.ai/lo/kim-mello-20340#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/20340
- lender_site: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/kim-mello/

Cite as: Kim Mello (NMLS 20340), Bangor Savings Bank. LenDb.ai, https://lendb.ai/lo/kim-mello-20340, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._