--- canonical_url: https://lendb.ai/lo/kimberly-allen-839961 json_url: https://lendb.ai/lo/kimberly-allen-839961.json nmls_id: 839961 last_verified: 2026-10-16 --- # Kimberly Allen Senior Mortgage Loan Officer at Bell Bank, Woodbury, MN. NMLS ID 839961 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839961)). Kimberly Allen (NMLS 839961) is a Senior Mortgage Loan Officer at Bell Bank in Woodbury, Minnesota, serving Arizona, Colorado, Florida and 7 more states. Kimberly's own profile lists down payment assistance, jumbo loan and vacation home as a focus. **Summary:** Kimberly Allen (NMLS 839961) is Senior Mortgage Loan Officer at Bell Bank, based in Woodbury, MN. Lists Arizona, Colorado, Florida, Georgia, Iowa, Montana, North Carolina, South Dakota and 2 more on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Jumbo loan, Vacation home, Construction loan and Renovation loan (203k / HomeStyle). Last verified 2026-10-16. ## Quick answers ### Is Kimberly licensed in Arizona? Bell Bank's page for Kimberly lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 9 other states on file for Kimberly. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen. ### Does Kimberly do down payment assistance? Kimberly's profile lists down payment assistance as a focus (from their lender profile page). It also lists jumbo loan, vacation home and construction loan. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen. ### What lender does Kimberly work for? Bell Bank, company NMLS 419538, from the Woodbury, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/kimberlyallen. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Arizona (AZ, lender_reported), Colorado (CO, lender_reported), Florida (FL, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Wisconsin (WI, lender_reported) - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **USDA loan** (`usda`): from their lender profile page, confidence 0.35, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **VA loan** (`va`): from their lender profile page, confidence 0.29, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen - **FHA loan** (`fha`): from their lender profile page, confidence 0.27, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen ## Facts from the lender page and intro - years_experience: since 1988. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - education: Iowa State. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - credential: Bell Bank Mortgage Platinum Club 2020, 2021, 2022. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - credential: Bell Bank Mortgage Presidents Club 2014-2022. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - credential: Super Mortgage Professional. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - credential: MHFA Top Lender. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - credential: Minnesota Top Mortgage Professional. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - community: Spare Key. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - community: United Way. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. - other: Attends as many closings as she can. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | FL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | SD | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | ## Employment history - ? to present: Bell Bank (NMLS 419538), Woodbury, MN. Source: https://bell.bank/mortgage/loan-officer/kimberlyallen, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839961 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/kimberlyallen - Email on file: shown at https://lendb.ai/lo/kimberly-allen-839961#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/839961 - lender_site: https://bell.bank/mortgage/loan-officer/kimberlyallen Cite as: Kimberly Allen (NMLS 839961), Bell Bank. LenDb.ai, https://lendb.ai/lo/kimberly-allen-839961, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._