---
canonical_url: https://lendb.ai/lo/kimberly-brown-448726
json_url: https://lendb.ai/lo/kimberly-brown-448726.json
nmls_id: 448726
last_verified: 2026-10-16
---

# Kim Brown

Mortgage Banker at The Federal Savings Bank. NMLS ID 448726 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448726)).

**Summary:** Kim Brown (NMLS 448726) is Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Renovation loan (203k / HomeStyle) and FHA loan. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Earliest state license record: April 17, 2023 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: April 17, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.thefederalsavingsbank.com/bankers/kim-brown/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.85, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/kim-brown/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/kim-brown/

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## About

Kim Brown has helped families with homeownership for more than 25 years. They are recognized as an FHA 203k Specialist.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.thefederalsavingsbank.com/bankers/kim-brown/, verified 2026-10-16.
- credential: FHA 203k Specialist. Source: https://www.thefederalsavingsbank.com/bankers/kim-brown/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119106 | expired | confirmed | 2023-04-17 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/kim-brown/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448726

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/kim-brown/
- Office phone and Email on file: shown at https://lendb.ai/lo/kimberly-brown-448726#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448726
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.thefederalsavingsbank.com/bankers/kim-brown/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: Kim Brown (NMLS 448726), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/kimberly-brown-448726, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._