{
  "canonical_url": "https://lendb.ai/lo/kimberly-capizzi-268683",
  "lede": {
    "text": "Kimberly Capizzi (NMLS 268683) is a Sr. Mortgage Loan Advisor at United American Mortgage Corporation, licensed in Texas since 2024 and in California.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Kimberly licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective February 29, 2024 (verified 2026-10-13). LenDb has 1 other state on file for Kimberly.",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Kimberly work for?",
      "a": "United American Mortgage Corporation, company NMLS 1942, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Kimberly been licensed?",
      "a": "The earliest state license record LenDb holds for Kimberly is from February 29, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Kimberly states 20 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 268683,
    "slug": "kimberly-capizzi-268683",
    "canonical_url": "https://lendb.ai/lo/kimberly-capizzi-268683",
    "md_url": "https://lendb.ai/lo/kimberly-capizzi-268683.md",
    "json_url": "https://lendb.ai/lo/kimberly-capizzi-268683.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268683",
    "full_name": {
      "value": "Kimberly Capizzi",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    "first_name": "Kimberly",
    "last_name": "Capizzi",
    "licensed_names": [
      {
        "name": "Kimberly Capizzi",
        "name_with_middle_initial": "Kimberly A. Capizzi",
        "first_name": "Kimberly",
        "middle_initial": "A",
        "last_name": "Capizzi",
        "states": [
          "CA",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-15"
      }
    ],
    "headshot_url": {
      "value": "https://d2vfmc14ehtaht.cloudfront.net/149d982a91617a3fdc/cdbf201177809f1573ac0ef2364ff346efa7dec6.jpg",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Sr. Mortgage Loan Advisor",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 1942,
      "lender_name": "United American Mortgage Corporation",
      "lender_slug": "united-american-mortgage-corporation-1942",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1942,
        "lender_name": "United American Mortgage Corporation",
        "lender_slug": "united-american-mortgage-corporation-1942",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-02-29",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01788180",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/kimberlycapizzi/",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:30:30.882627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kimberly-capizzi-268683#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/kimberly-capizzi",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-02-29",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2024,
      "state": "TX"
    },
    "federal_registration": null
  }
}