---
canonical_url: https://lendb.ai/lo/kimberly-carter-209678
json_url: https://lendb.ai/lo/kimberly-carter-209678.json
nmls_id: 209678
last_verified: 2026-10-09
---

# Kimberly Carter

Branch Manager at American Pacific Mortgage, Columbus, GA. NMLS ID 209678 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/209678)).

**Summary:** Kimberly Carter (NMLS 209678) is Branch Manager at American Pacific Mortgage, based in Columbus, GA. Licensed in 8 states: Florida, Alabama, Georgia, Illinois, Maryland, North Carolina, Tennessee and Texas. Focus areas shown on the lender page: FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. 6 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 6
- Licensed in: Florida (FL), Alabama (AL), Georgia (GA), Illinois (IL), Maryland (MD), North Carolina (NC), Tennessee (TN), Texas (TX)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/kimberly-carter
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/kimberly-carter
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/kimberly-carter
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/kimberly-carter
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/kimberly-carter
- **Construction loan** (`construction`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.apmortgage.com/kimberly-carter

## About

Kimberly Carter is a Branch Manager offering comprehensive mortgage programs including conventional, jumbo, FHA, VA, USDA, bridge, builder, and renovation loans to first-time buyers and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Branch Manager. Source: https://www.apmortgage.com/kimberly-carter, verified 2026-10-09.
- service_area: Columbus, GA and 8-state region. Source: https://www.apmortgage.com/kimberly-carter, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO74405 | active | 2020-09-17 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Columbus, GA. Source: https://www.apmortgage.com/kimberly-carter, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/kimberly-carter
- Office phone and Email on file: shown at https://lendb.ai/lo/kimberly-carter-209678#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/209678
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.apmortgage.com/kimberly-carter

Cite as: Kimberly Carter (NMLS 209678), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/kimberly-carter-209678, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._