---
canonical_url: https://lendb.ai/lo/kimberly-downs-1130753
json_url: https://lendb.ai/lo/kimberly-downs-1130753.json
nmls_id: 1130753
last_verified: 2026-10-09
---

# Kimberly Downs

Loan Officer at Guild Mortgage, Kansas City, MO. NMLS ID 1130753 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1130753)).

**Summary:** Kimberly Downs (NMLS 1130753) is Loan Officer at Guild Mortgage, based in Kansas City, MO. Lists Kansas and Missouri on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Self-employed. States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 12 (source: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html, verified 2026-10-09)
- Licensed in: Kansas (KS, lender_reported), Missouri (MO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html

## About

Kimberly Downs started her mortgage career in September 2013 and has spent 12 years building her business with a focus on self-employed individuals and small business owners. She specializes in helping first-time buyers and families upgrading to their forever homes.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html, verified 2026-10-09.
- role: coach. Source: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Kansas City, MO. Source: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1130753

## Contact

- linkedin_url: https://www.linkedin.com/in/kimberly-downs-4a706192/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html
- Office phone and Email on file: shown at https://lendb.ai/lo/kimberly-downs-1130753#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1130753
- lender_site: https://branches.guildmortgage.com/mo/kansascity/kimberly-downs-598-hpkdo.html

Cite as: Kimberly Downs (NMLS 1130753), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/kimberly-downs-1130753, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._