---
canonical_url: https://lendb.ai/lo/kimberly-melendez-1898481
json_url: https://lendb.ai/lo/kimberly-melendez-1898481.json
nmls_id: 1898481
last_verified: 2026-10-09
---

# Kimberly Melendez

Mortgage Loan Officer at Truist Bank, Fayetteville, NC. NMLS ID 1898481 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1898481)).

**Summary:** Kimberly Melendez (NMLS 1898481) is Mortgage Loan Officer at Truist Bank, based in Fayetteville, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.23, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/kimberly-melendez-mortgage-loan-officer-fayetteville-nc-28304
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/kimberly-melendez-mortgage-loan-officer-fayetteville-nc-28304

## About

Kimberly has over 16 years of mortgage industry experience originating purchase and refinance loans. She prioritizes clear communication and provides a blend of digital and personal interaction for a secure client experience.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor of Arts in English from Brooklyn College (2009). Source: https://www.truist.com/finder/mortgage/kimberly-melendez-mortgage-loan-officer-fayetteville-nc-28304, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Fayetteville, NC. Source: https://www.truist.com/finder/mortgage/kimberly-melendez-mortgage-loan-officer-fayetteville-nc-28304, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1898481

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/kimberly-melendez-mortgage-loan-officer-fayetteville-nc-28304
- Office phone and Email on file: shown at https://lendb.ai/lo/kimberly-melendez-1898481#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1898481
- lender_site: https://www.truist.com/finder/mortgage/kimberly-melendez-mortgage-loan-officer-fayetteville-nc-28304

Cite as: Kimberly Melendez (NMLS 1898481), Truist Bank. LenDb.ai, https://lendb.ai/lo/kimberly-melendez-1898481, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._