---
canonical_url: https://lendb.ai/lo/kimberly-wydra-231268
json_url: https://lendb.ai/lo/kimberly-wydra-231268.json
nmls_id: 231268
last_verified: 2026-10-09
---

# Kimberly Wydra

Loan Officer at Empire Home Loans. NMLS ID 231268 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231268)).

**Summary:** Kimberly Wydra (NMLS 231268) is Loan Officer at Empire Home Loans. Focus areas shown on the lender page: Construction loan and Reverse mortgage. States 36 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 36 (source: https://www.empirehomeloans.com/team/kwydra, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/kwydra
- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/kwydra

## About

Kim has served Nevada County residents for over 36 years in home lending. She holds a Bachelor of Science in Commerce and Master's degree in Management, plus a California Real Estate Broker's license for over 20 years, with certifications in Reverse Mortgage and Construction lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 36. Source: https://www.empirehomeloans.com/team/kwydra, verified 2026-10-09.
- education: Bachelor of Science in Commerce and Master's degree in Management and Supervision. Source: https://www.empirehomeloans.com/team/kwydra, verified 2026-10-09.
- credential: California Real Estate Broker's license for over 20 years. Source: https://www.empirehomeloans.com/team/kwydra, verified 2026-10-09.
- service_area: Nevada County. Source: https://www.empirehomeloans.com/team/kwydra, verified 2026-10-09.
- community: Volunteers with Soroptimist International of Grass Valley and Finance Council of St. Patrick's Church. Source: https://www.empirehomeloans.com/team/kwydra, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/kwydra, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231268

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/kwydra
- Office phone and Email on file: shown at https://lendb.ai/lo/kimberly-wydra-231268#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231268
- lender_site: https://www.empirehomeloans.com/team/kwydra

Cite as: Kimberly Wydra (NMLS 231268), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/kimberly-wydra-231268, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._