---
canonical_url: https://lendb.ai/lo/kiran-gangaraju-2452166
json_url: https://lendb.ai/lo/kiran-gangaraju-2452166.json
nmls_id: 2452166
last_verified: 2026-10-09
---

# Kiran Gangaraju

Mortgage Loan Officer at Loan Factory. NMLS ID 2452166 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2452166)).

**Summary:** Kiran Gangaraju (NMLS 2452166) is Mortgage Loan Officer at Loan Factory. Lists Georgia and Texas on the lender page (not yet checked with the state regulator). Speaks English, Hindi, Tamil and Telugu. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166, verified 2026-10-09)
- Licensed in: Georgia (GA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Hindi, Tamil, Telugu
- Profile: unclaimed
- Status: active

## Specialties


## About

Kiran brings 25 years of technology expertise to mortgage lending, using advanced automation and detail-oriented processes to deliver fast, transparent loan experiences with 24/7 availability.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2452166

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166
- Email on file: shown at https://lendb.ai/lo/kiran-gangaraju-2452166#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2452166
- lender_site: https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166

Cite as: Kiran Gangaraju (NMLS 2452166), Loan Factory. LenDb.ai, https://lendb.ai/lo/kiran-gangaraju-2452166, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._