--- canonical_url: https://lendb.ai/lo/kiran-varaganti-2084229 json_url: https://lendb.ai/lo/kiran-varaganti-2084229.json nmls_id: 2084229 last_verified: 2026-10-30 --- # Kiran Varaganti Senior Mortgage Loan Originator at ENSURE HOME LOANS LLC. NMLS ID 2084229 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2084229)). Kiran Varaganti (NMLS 2084229) is a Senior Mortgage Loan Originator at ENSURE HOME LOANS LLC, licensed in Texas since 2022 and in Florida, Connecticut, Arkansas and 8 more states. Kiran's lender page shows a focus on DSCR loan, FHA loan and jumbo loan, and Kiran speaks English, Hindi and Telugu. **Summary:** Kiran Varaganti (NMLS 2084229) is Senior Mortgage Loan Originator at ENSURE HOME LOANS LLC. Licensed in 12 states confirmed with state regulators: Florida, Texas, Connecticut, Arkansas, Colorado, Delaware, Iowa, Oregon and 4 more. Also lists Alabama, Arizona, Georgia, Indiana, Kansas, Michigan, Minnesota, North Carolina and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: DSCR loan, FHA loan, Jumbo loan, Non-QM loan and VA loan. Speaks English, Hindi and Telugu. Earliest state license record: May 14, 2022 (Texas), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Kiran licensed in Florida? Yes. Florida regulator records list license LO134092 as active, first effective December 18, 2024 (verified 2026-10-15). LenDb has 24 other states on file for Kiran. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### Does Kiran do DSCR loans? Kiran's profile lists DSCR loan as a focus (from their lender profile page). It also lists FHA loan, jumbo loan and non-QM loan. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti. ### What lender does Kiran work for? ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15). Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti. ### What languages does Kiran speak? English, Hindi and Telugu, per their lender page (verified 2026-10-15). Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti. ### How long has Kiran been licensed? The earliest state license record LenDb holds for Kiran is from May 14, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: May 14, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Arkansas (AR, confirmed), Colorado (CO, confirmed), Delaware (DE, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Georgia (GA, lender_reported), Illinois (IL, confirmed), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Maryland (MD, confirmed), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Hindi, Telugu (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **DSCR loan** (`dscr`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti - **FHA loan** (`fha`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti - **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti - **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti - **Real estate investor** (`investor`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti ## Facts from the lender page and intro - service_area: across the country. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti, verified 2026-10-15. - community: South Asian community. Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO134092 | active | confirmed | 2024-12-18 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2022-05-14 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-2084229 | active | confirmed | | state_regulator | 2026-10-15 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | CO | Colorado regulator | state_license | 100540173 | active | confirmed | 2024-10-11 | state_regulator | 2026-10-16 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | IA | Iowa regulator | state_license | 53274 | active | confirmed | 2024-12-13 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-05-20 | state_regulator | 2026-10-20 | | PA | Pennsylvania regulator | state_license | 112382 | active | confirmed | | state_regulator | 2026-10-16 | | WI | Wisconsin regulator | state_license | 2084229 | inactive | confirmed | 2024-12-27 | state_regulator | 2026-10-21 | | AL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2084229 | active | confirmed | 2024-09-17 | state_regulator | 2026-10-24 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IL | Illinois regulator | state_license | 31.0090086 | active | confirmed | 2025-05-15 | state_regulator | 2026-10-28 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | MI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OK | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: ENSURE HOME LOANS LLC (NMLS 1666674). Source: https://ensurehomeloans.com/loan-officers/kiran-varaganti, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2084229 ## Contact - View profile at ENSURE HOME LOANS LLC: https://ensurehomeloans.com/loan-officers/kiran-varaganti - Office phone and Email on file: shown at https://lendb.ai/lo/kiran-varaganti-2084229#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2084229 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=332957&contact=565425 - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://ensurehomeloans.com/loan-officers/kiran-varaganti - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://www.labor.maryland.gov/finance/ Cite as: Kiran Varaganti (NMLS 2084229), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/kiran-varaganti-2084229, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._