--- canonical_url: https://lendb.ai/lo/kirk-taylor-312131 json_url: https://lendb.ai/lo/kirk-taylor-312131.json nmls_id: 312131 last_verified: 2026-10-09 --- # Kirk Taylor VP of Mortgage Lending at CrossCountry Mortgage, Naples, FL. NMLS ID 312131 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/312131)). **Summary:** Kirk Taylor (NMLS 312131) is VP of Mortgage Lending at CrossCountry Mortgage, based in Naples, FL. Licensed in Florida, confirmed with the state regulator (license LO24057). Also lists Arizona, California, Colorado, Georgia, Illinois, Indiana, Massachusetts, Michigan and 7 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: 1099 income, Bank statement loan, DSCR loan, Self-employed and First-time buyer. Licensed since 2014 (per Florida records). States 20 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2014 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, lender_reported), Michigan (MI, lender_reported), Nevada (NV, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **1099 income** (`1099-income`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ - **Bank statement loan** (`bank-statement`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ - **DSCR loan** (`dscr`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ - **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ ## About 20+ years of lending experience. Team specializes in self-employed borrowers with difficult income scenarios including bank statement loans and DSCR investor loans. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 20. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO24057 | active | confirmed | 2014-03-21 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Naples, FL. Source: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/312131 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ - Office phone and Email on file: shown at https://lendb.ai/lo/kirk-taylor-312131#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/312131 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/ Cite as: Kirk Taylor (NMLS 312131), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kirk-taylor-312131, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._