---
canonical_url: https://lendb.ai/lo/koa-chai-857472
json_url: https://lendb.ai/lo/koa-chai-857472.json
nmls_id: 857472
last_verified: 2026-10-11
---

# Koa Chai

Senior Mortgage Loan Officer at CMG Home Loans, Honolulu, HI. NMLS ID 857472 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/857472)).

**Summary:** Koa Chai (NMLS 857472) is Senior Mortgage Loan Officer at CMG Home Loans, based in Honolulu, HI. States 20 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.cmghomeloans.com/mysite/mitchell-chai, verified 2026-10-11)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Koa Chai has over 20 years of mortgage lending experience and is a former President’s club award winner. They focus on clear communication and building client trust through the whole process.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.cmghomeloans.com/mysite/mitchell-chai, verified 2026-10-11.
- credential: Former President's Club award winner. Source: https://www.cmghomeloans.com/mysite/mitchell-chai, verified 2026-10-11.
- education: Bachelor of Science, University of Washington; attended Punahou School. Source: https://www.cmghomeloans.com/mysite/mitchell-chai, verified 2026-10-11.
- community: Member of Mamaka ‘Aialo. Source: https://www.cmghomeloans.com/mysite/mitchell-chai, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Honolulu, HI. Source: https://www.cmghomeloans.com/mysite/mitchell-chai, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/857472

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/mitchell-chai
- Office phone and Email on file: shown at https://lendb.ai/lo/koa-chai-857472#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/857472
- lender_site: https://www.cmghomeloans.com/mysite/mitchell-chai

Cite as: Koa Chai (NMLS 857472), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/koa-chai-857472, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._