---
canonical_url: https://lendb.ai/lo/kolby-ottwell-2641860
json_url: https://lendb.ai/lo/kolby-ottwell-2641860.json
nmls_id: 2641860
last_verified: 2026-10-26
---

# Kolby Ottwell

Loan officer at West Capital Lending, Inc.. NMLS ID 2641860 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2641860)).

Kolby Ottwell (NMLS 2641860) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2025 and in Oregon and Maryland.

**Summary:** Kolby Ottwell (NMLS 2641860) is a loan officer at West Capital Lending, Inc.. Licensed in 3 states confirmed with state regulators: Iowa, Oregon and Maryland. Earliest state license record: August 6, 2025 (Iowa), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Kolby licensed in Iowa?

Yes. Iowa regulator records list license 55038 as active, first effective August 6, 2025 (verified 2026-10-20). LenDb has 2 other states on file for Kolby. Source: https://idob.iowa.gov/.

### What lender does Kolby work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://idob.iowa.gov/.

### How long has Kolby been licensed?

The earliest state license record LenDb holds for Kolby is from August 6, 2025 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: August 6, 2025 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Kolby C. Ottwell (IA, MD, OR, as of 2026-10-26)
- Licensed in: Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 55038 | active | confirmed | 2025-08-06 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-08-12 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://idob.iowa.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2641860

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2641860
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Kolby Ottwell (NMLS 2641860), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/kolby-ottwell-2641860, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._