---
canonical_url: https://lendb.ai/lo/korey-apple-856891
json_url: https://lendb.ai/lo/korey-apple-856891.json
nmls_id: 856891
last_verified: 2026-10-15
---

# Korey Apple

Regional Manager at Guaranteed Rate Affinity, LLC, Cottleville, MO. NMLS ID 856891 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/856891)).

**Summary:** Korey Apple (NMLS 856891) is Regional Manager at Guaranteed Rate Affinity, LLC, based in Cottleville, MO. Lists Missouri on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Self-employed, Real estate investor, VA loan and Low credit score. States 25 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.grarate.com/loan-officers/korey-apple-856891, verified 2026-10-15)
- Licensed in: Missouri (MO, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/korey-apple-856891
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/korey-apple-856891
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/korey-apple-856891
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/korey-apple-856891
- **Low credit score** (`low-credit`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/korey-apple-856891

## About

Korey Apple is a Regional Manager with 25 years of experience, based in Cottleville, Missouri. They say they specialize in first-time buyers, veterans, self-employed borrowers, investment properties and credit challenged borrowers. Their profile says they have helped over 1,000 clients in St. Louis, St. Charles and other Missouri communities.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.grarate.com/loan-officers/korey-apple-856891, verified 2026-10-15.
- service_area: St. Louis city and county, St. Charles city and county, and many other listed cities. Source: https://www.grarate.com/loan-officers/korey-apple-856891, verified 2026-10-15.
- community: coaching youth wrestling. Source: https://www.grarate.com/loan-officers/korey-apple-856891, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Cottleville, MO. Source: https://www.grarate.com/loan-officers/korey-apple-856891, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/856891

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/korey-apple-856891
- Office phone and Email on file: shown at https://lendb.ai/lo/korey-apple-856891#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/856891
- lender_site: https://www.grarate.com/loan-officers/korey-apple-856891
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Korey Apple (NMLS 856891), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/korey-apple-856891, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._