---
canonical_url: https://lendb.ai/lo/kraig-gradowitz-241981
json_url: https://lendb.ai/lo/kraig-gradowitz-241981.json
nmls_id: 241981
last_verified: 2026-10-15
---

# Kraig Gradowitz

Branch Manager at Golden Empire Mortgage, Inc., Bakersfield, CA. NMLS ID 241981 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/241981)).

**Summary:** Kraig Gradowitz (NMLS 241981) is Branch Manager at Golden Empire Mortgage, Inc., based in Bakersfield, CA. Licensed in California, confirmed with the state regulator (license 01094903). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | 01094903 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Golden Empire Mortgage, Inc. (NMLS 2427), Bakersfield, CA. Source: https://www.gemcorp.com/mlo/kraig-gradowitz, verified 2026-10-15.
- ? to present: Bankers Financial Of California (NMLS 2747158). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/241981

## Contact

- View profile at Golden Empire Mortgage, Inc.: https://www.gemcorp.com/mlo/kraig-gradowitz
- Office phone and Email on file: shown at https://lendb.ai/lo/kraig-gradowitz-241981#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/241981
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://www.gemcorp.com/mlo/kraig-gradowitz
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kraig Gradowitz (NMLS 241981), Golden Empire Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/kraig-gradowitz-241981, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._