---
canonical_url: https://lendb.ai/lo/kramer-peters-1372163
json_url: https://lendb.ai/lo/kramer-peters-1372163.json
nmls_id: 1372163
last_verified: 2026-10-09
---

# Kramer Peters

Mortgage Loan Originator at U.S. Bank, Owensboro, KY. NMLS ID 1372163 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1372163)).

**Summary:** Kramer Peters (NMLS 1372163) is Mortgage Loan Originator at U.S. Bank, based in Owensboro, KY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: February 10, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 10, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Ankeny, IA. Source: https://mortgage.usbank.com/ky/owensboro/kramer-peters-1372163, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO81737 | expired | confirmed | 2021-02-10 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: U.S. Bank (NMLS 402761), Owensboro, KY. Source: https://mortgage.usbank.com/ky/owensboro/kramer-peters-1372163, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1372163

## Contact

- View profile at U.S. Bank: https://mortgage.usbank.com/ky/owensboro/kramer-peters-1372163
- Office phone and Email on file: shown at https://lendb.ai/lo/kramer-peters-1372163#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1372163
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://mortgage.usbank.com/ky/owensboro/kramer-peters-1372163

Cite as: Kramer Peters (NMLS 1372163), U.S. Bank. LenDb.ai, https://lendb.ai/lo/kramer-peters-1372163, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._