---
canonical_url: https://lendb.ai/lo/kris-gonzales-283988
json_url: https://lendb.ai/lo/kris-gonzales-283988.json
nmls_id: 283988
last_verified: 2026-10-09
---

# Kris Gonzales

Loan Officer at Guild Mortgage, San Francisco, CA. NMLS ID 283988 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/283988)).

**Summary:** Kris Gonzales (NMLS 283988) is Loan Officer at Guild Mortgage, based in San Francisco, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: DSCR loan, Jumbo loan and Down payment assistance. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **DSCR loan** (`dscr`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html

## About

Specializing in residential real estate financing since 2002. Partners with top California lenders to offer competitive rates and a wide variety of loan programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html, verified 2026-10-09.
- credential: VA certified. Source: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), San Francisco, CA. Source: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/283988

## Contact

- linkedin_url: https://www.linkedin.com/in/kristina-gonzales-9351502b/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html
- Office phone and Email on file: shown at https://lendb.ai/lo/kris-gonzales-283988#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/283988
- lender_site: https://branches.guildmortgage.com/ca/sanfrancisco/kris-gonzales-393-sbkg.html

Cite as: Kris Gonzales (NMLS 283988), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/kris-gonzales-283988, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._