---
canonical_url: https://lendb.ai/lo/kristen-falls-2715162
json_url: https://lendb.ai/lo/kristen-falls-2715162.json
nmls_id: 2715162
last_verified: 2026-10-09
---

# Kristen Falls

Inside Sales Manager at ALCOVA Mortgage, Roanoke, VA. NMLS ID 2715162 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2715162)).

**Summary:** Kristen Falls (NMLS 2715162) is Inside Sales Manager at ALCOVA Mortgage, based in Roanoke, VA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Arkansas, Colorado, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee and 4 more on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Colorado (CO, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

From Bedford, Virginia. Focuses on helping families achieve homeownership with passion and impact.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Volunteered coaching sports for many years and helped build multiple homes with Habitat for Humanity. Source: https://alcova.com/loan-officer/kfalls/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO141779 | active | confirmed | 2025-10-06 | state_regulator | 2026-10-09 |
| PA | state_license | 116613 | active | confirmed |  | state_regulator | 2026-10-10 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Roanoke, VA. Source: https://alcova.com/loan-officer/kfalls/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2715162

## Contact

- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/kfalls/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristen-falls-2715162#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2715162
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://alcova.com/loan-officer/kfalls/

Cite as: Kristen Falls (NMLS 2715162), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/kristen-falls-2715162, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._