---
canonical_url: https://lendb.ai/lo/kristen-forbes-755946
json_url: https://lendb.ai/lo/kristen-forbes-755946.json
nmls_id: 755946
last_verified: 2026-10-09
---

# Kristen Forbes

Sr. Loan Officer at CrossCountry Mortgage, Hanover Park, IL. NMLS ID 755946 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/755946)).

**Summary:** Kristen Forbes (NMLS 755946) is Sr. Loan Officer at CrossCountry Mortgage, based in Hanover Park, IL. Licensed in Florida, confirmed with the state regulator (license LO57332). Also lists Arizona, Illinois, Indiana and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, FHA loan and First-time buyer. Earliest state license record: November 8, 2018 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 8, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/

## About

Kristen has been a loan officer since 1997, with 30+ years of experience specializing in first-time homebuyers and credit repair. She holds a Finance degree from the University of Illinois Chicago and brings underwriting and origination expertise to help clients achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 1997. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/, verified 2026-10-09.
- education: Finance major with minor in Marketing, University of Illinois Chicago. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/, verified 2026-10-09.
- credential: Member of National Mortgage Professional Association, NAHREP, Illinois Mortgage Bankers Association. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/, verified 2026-10-09.
- community: Supports sponsorship programs through CCM and local organizations. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO57332 | active | confirmed | 2018-11-08 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Hanover Park, IL. Source: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/755946

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristen-forbes-755946#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/755946
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/hanover-park-il-3016/kristen-forbes/

Cite as: Kristen Forbes (NMLS 755946), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kristen-forbes-755946, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._