---
canonical_url: https://lendb.ai/lo/kristi-curling-2156237
json_url: https://lendb.ai/lo/kristi-curling-2156237.json
nmls_id: 2156237
last_verified: 2026-10-09
---

# Kristi Curling

Senior Loan Officer at CrossCountry Mortgage, Franklin, TN. NMLS ID 2156237 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2156237)).

**Summary:** Kristi Curling (NMLS 2156237) is Senior Loan Officer at CrossCountry Mortgage, based in Franklin, TN. Licensed in Florida, confirmed with the state regulator (license LO125637). Also lists Alabama, Kentucky, Mississippi and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Down payment assistance, Jumbo loan, USDA loan and VA loan. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Kentucky (KY, lender_reported), Mississippi (MS, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO125637 | active | confirmed | 2024-01-25 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Franklin, TN. Source: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2156237

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/
- Email on file: shown at https://lendb.ai/lo/kristi-curling-2156237#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2156237
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/

Cite as: Kristi Curling (NMLS 2156237), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kristi-curling-2156237, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._