---
canonical_url: https://lendb.ai/lo/kristi-russell-1657650
json_url: https://lendb.ai/lo/kristi-russell-1657650.json
nmls_id: 1657650
last_verified: 2026-10-09
---

# Kristi Russell

Loan Officer at Churchill Mortgage, Kennewick, WA. NMLS ID 1657650 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1657650)).

**Summary:** Kristi Russell (NMLS 1657650) is Loan Officer at Churchill Mortgage, based in Kennewick, WA. Lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor and VA loan. States 8 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 8 (source: https://www.churchillmortgage.com/loan-officers/kristi-russell, verified 2026-10-09)
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/kristi-russell
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/kristi-russell
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/kristi-russell
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/kristi-russell

## About

Kristi is an experienced Mortgage Loan Officer with over 8 years of expertise in residential lending including FHA, VA, and conventional products. They work with first-time homebuyers, investors, builders, and real estate professionals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 8. Source: https://www.churchillmortgage.com/loan-officers/kristi-russell, verified 2026-10-09.
- education: Bachelor of Arts in Journalism from Eastern Washington University. Source: https://www.churchillmortgage.com/loan-officers/kristi-russell, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Churchill Mortgage (NMLS 1591), Kennewick, WA. Source: https://www.churchillmortgage.com/loan-officers/kristi-russell, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1657650

## Contact

- View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/kristi-russell
- Office phone and Email on file: shown at https://lendb.ai/lo/kristi-russell-1657650#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1657650
- lender_site: https://www.churchillmortgage.com/loan-officers/kristi-russell

Cite as: Kristi Russell (NMLS 1657650), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/kristi-russell-1657650, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._