---
canonical_url: https://lendb.ai/lo/kristin-ardal-470424
json_url: https://lendb.ai/lo/kristin-ardal-470424.json
nmls_id: 470424
last_verified: 2026-10-09
---

# Kristin Ardal

Sales Manager at Homeowners Financial Group, Huntsville, AL. NMLS ID 470424 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/470424)).

**Summary:** Kristin Ardal (NMLS 470424) is Sales Manager at Homeowners Financial Group, based in Huntsville, AL. Lists Alabama and Tennessee on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://homeownersfg.com/kristinardal/, verified 2026-10-09)
- Licensed in: Alabama (AL, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Kristin has been a mortgage loan officer for over 20 years, helping clients find their dream homes while providing seamless service and clear communication throughout the home buying process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://homeownersfg.com/kristinardal/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Huntsville, AL. Source: https://homeownersfg.com/kristinardal/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/470424

## Contact

- linkedin_url: https://www.linkedin.com/in/kristin-ardal-452004222/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/kristinardal/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristin-ardal-470424#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/470424
- lender_site: https://homeownersfg.com/kristinardal/

Cite as: Kristin Ardal (NMLS 470424), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/kristin-ardal-470424, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._