---
canonical_url: https://lendb.ai/lo/kristin-babik-237530
json_url: https://lendb.ai/lo/kristin-babik-237530.json
nmls_id: 237530
last_verified: 2026-10-26
---

# Kristin Babik

Mortgage Advisor at Advantage Mortgage, Inc., Houston, TX. NMLS ID 237530 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237530)).

Kristin Babik (NMLS 237530) is a Mortgage Advisor at Advantage Mortgage, Inc. in Houston, Texas, licensed in Texas since 2012. Kristin's own profile lists VA loan as a focus.

**Summary:** Kristin Babik (NMLS 237530) is Mortgage Advisor at Advantage Mortgage, Inc., based in Houston, TX. Licensed in Texas, confirmed with the state regulator. Focus areas shown on the lender page: VA loan. Earliest state license record: April 19, 2012 (Texas), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Kristin licensed in Texas?

Yes. Texas regulator records list a license as active, first effective April 19, 2012 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### Does Kristin do VA loans?

Kristin's profile lists VA loan as a focus (from their lender profile page). Source: https://findtheadvantage.com/loan-officer/kristin-babik/.

### What lender does Kristin work for?

Advantage Mortgage, Inc., company NMLS 1770599, from the Houston, TX office, per the lender's own site (verified 2026-10-26). Source: https://findtheadvantage.com/loan-officer/kristin-babik/.

### How long has Kristin been licensed?

The earliest state license record LenDb holds for Kristin is from April 19, 2012 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: April 19, 2012 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Kristin H. Babik (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://findtheadvantage.com/loan-officer/kristin-babik/

## Facts from the lender page and intro

- service_area: Greater Houston, TX area. Source: https://findtheadvantage.com/loan-officer/kristin-babik/, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2012-04-19 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Advantage Mortgage, Inc. (NMLS 1770599), Houston, TX. Source: https://findtheadvantage.com/loan-officer/kristin-babik/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237530

## Contact

- View profile at Advantage Mortgage, Inc.: https://findtheadvantage.com/loan-officer/kristin-babik/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristin-babik-237530#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237530
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://findtheadvantage.com/loan-officer/kristin-babik/

Cite as: Kristin Babik (NMLS 237530), Advantage Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/kristin-babik-237530, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._