---
canonical_url: https://lendb.ai/lo/kristin-carroll-2228578
json_url: https://lendb.ai/lo/kristin-carroll-2228578.json
nmls_id: 2228578
last_verified: 2026-10-09
---

# Kristin Carroll

Loan Coordinator at ALCOVA Mortgage, Powhatan, VA. NMLS ID 2228578 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2228578)).

**Summary:** Kristin Carroll (NMLS 2228578) is Loan Coordinator at ALCOVA Mortgage, based in Powhatan, VA. Licensed in Florida, confirmed with the state regulator (license LO100109). Also lists Georgia, North Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: January 7, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 7, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- community: Supports Atlanta Sport and Social Club and is an Atlanta Hawks member. Source: https://alcova.com/loan-officer/kcarroll/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO100109 | active | confirmed | 2022-01-07 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Powhatan, VA. Source: https://alcova.com/loan-officer/kcarroll/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2228578

## Contact

- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/kcarroll/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristin-carroll-2228578#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2228578
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://alcova.com/loan-officer/kcarroll/

Cite as: Kristin Carroll (NMLS 2228578), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/kristin-carroll-2228578, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
