---
canonical_url: https://lendb.ai/lo/kristin-graham-260576
json_url: https://lendb.ai/lo/kristin-graham-260576.json
nmls_id: 260576
last_verified: 2026-10-09
---

# Kristin Graham

Loan Originator at Cardinal Financial Company, North Richland Hills, TX. NMLS ID 260576 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/260576)).

**Summary:** Kristin Graham (NMLS 260576) is Loan Originator at Cardinal Financial Company, based in North Richland Hills, TX. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Kristin Graham brings nearly two decades of mortgage lending experience with a background in finance and accounting. She takes a comprehensive approach to understanding each client's financial picture and helps borrowers through every stage—from first-time purchase to investment property and rebuilding.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: nearly two decades. Source: https://www.cardinalfinancial.com/loan-originator/kristin-graham/, verified 2026-10-09.
- education: background in finance and accounting. Source: https://www.cardinalfinancial.com/loan-originator/kristin-graham/, verified 2026-10-09.
- community: family has fostered 250+ rescue pets. Source: https://www.cardinalfinancial.com/loan-originator/kristin-graham/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), North Richland Hills, TX. Source: https://www.cardinalfinancial.com/loan-originator/kristin-graham/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/260576

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/kristin-graham/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristin-graham-260576#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/260576
- lender_site: https://www.cardinalfinancial.com/loan-originator/kristin-graham/

Cite as: Kristin Graham (NMLS 260576), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/kristin-graham-260576, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._