---
canonical_url: https://lendb.ai/lo/kristin-piatz-452537
json_url: https://lendb.ai/lo/kristin-piatz-452537.json
nmls_id: 452537
last_verified: 2026-10-09
---

# Kristi Piatz

Branch Manager - Sr. Loan Officer at Guild Mortgage, Edina, MN. NMLS ID 452537 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452537)).

**Summary:** Kristi Piatz (NMLS 452537) is Branch Manager - Sr. Loan Officer at Guild Mortgage, based in Edina, MN. Licensed in Florida, confirmed with the state regulator (license LO87557). Also lists Arizona, Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer, Real estate investor, Jumbo loan and Physician and medical professional. Earliest state license record: May 12, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 12, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html
- **Jumbo loan** (`jumbo`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html
- **Physician and medical professional** (`physician`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html

## About

Kristi Piatz has over 20 years of mortgage lending experience and has closed over 3,200 loans. She specializes in serving first-time buyers, real estate investors, physicians, and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html, verified 2026-10-09.
- credential: Closed over 3,200 loans. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html, verified 2026-10-09.
- role: Leads a team of three. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO87557 | active | confirmed | 2021-05-12 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Edina, MN. Source: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452537

## Contact

- linkedin_url: https://www.linkedin.com/in/kristi-piatz-987310b/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html
- Office phone and Email on file: shown at https://lendb.ai/lo/kristin-piatz-452537#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452537
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/mn/edina/kristi-piatz-686-umkp.html

Cite as: Kristi Piatz (NMLS 452537), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/kristin-piatz-452537, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._