---
canonical_url: https://lendb.ai/lo/kristin-sica-2002456
json_url: https://lendb.ai/lo/kristin-sica-2002456.json
nmls_id: 2002456
last_verified: 2026-10-09
---

# Kristin Sica

Senior Loan Officer at CrossCountry Mortgage, Scottsdale, AZ. NMLS ID 2002456 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2002456)).

**Summary:** Kristin Sica (NMLS 2002456) is Senior Loan Officer at CrossCountry Mortgage, based in Scottsdale, AZ. Lists Arizona, California, New Mexico, Nevada, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Real estate investor and First-time buyer. States 3 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 3 (source: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/

## About

Kristin, a Scottsdale native, has been a loan officer for three years with a goal of bringing homeownership to families. She works with her spouse who is also a CCM loan officer.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 3. Source: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/, verified 2026-10-09.
- service_area: Scottsdale, AZ area. Source: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2002456

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristin-sica-2002456#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2002456
- lender_site: https://crosscountrymortgage.com/scottsdale-az-4661/kristin-sica/

Cite as: Kristin Sica (NMLS 2002456), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kristin-sica-2002456, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._